Make Money, Save Money, Manage Money
College is important, but paying for college can be a challenge. Here are 10 tuition hacks to help you pay for your college education. There is no doubt that further education is important. According to The Price of Knowledge, “over the course of 40 years, a college graduate will earn $394,000 more than a high … Read more
Hello my dear readers! Today I am providing another blog posts on Tax-Free Savings Account (TFSA). This time, I am going to focus on TFSA optimization strategies so you can pay as little tax as possible for your overall portfolio. I have talked at length about what TFSA is in TFSA 101, so if you … Read more
This is my ultimate personal finance book list. Bookmark it for easy reference! As a passionate personal finance writer and book lover, I have read many books in the genre and curated a personal finance book list. Below is a list of personal finance books that I have personally read. These books really are great … Read more
“What??!” You might exclaim. “I have only heard of credit cards being a big trap for overspending, and you are telling me that you can use credit cards to save money?” Yes indeed. If you are careful with how you use your credit cards, these nice pieces of plastic can help you boost your bank … Read more
Here are 6 best money habits you can cultivate at home to help you save money and lead a frugal life. I have talked at-length about my personal reflection on the pandemic and provided some tips on how to navigate through the crisis, so no more of those this time. Today, I am going to … Read more
It has been over a year since COVID-19 first showed its lethal teeth to the humankind. Here are some top tips to help you navigate through the pandemic. Although the worst part seems to be behind us and people have in general felt more optimistic, the pandemic is still not yet over. Navigating through this … Read more
Here is a simple, delicious and inexpensive porridge recipe using jujube and apple! Hello my dear readers! Today, I’d like to share with you a recipe for a glutinous rice porridge that is packed with nutrients. The star of the recipe are the jujube fruits (Chinese red dates), which are a superfood popular in many … Read more
Good evening my dear readers! I am very excited to announce that my first article is now live on The Financial Diet! I have been a long-time fan for the site and their YouTube channel, so I feel incredibly honoured to be a contributor. This blog is still fairly new, so the contents probably aren’t … Read more
Here is a post on the taxation rules for various common savings vehicles. Before we delve deep into taxation rules for earnings from savings, let’s start with some basic understanding of taxation on ordinary income. As I mentioned in TFSA 101, all sources of income above the basic personal amount is taxable. The most common … Read more
If you are interested in learning about the pros and cons of using a credit card, you have come to the right place. Knowing how to use a credit card is an important step towards financial literacy. What are credit cards? Credit cards are ubiquitous nowadays. What are credit cards? Simply put, credit cards are … Read more
