Tips for First-Time Home Buyers

Tips for First-Time Home Buyers

Buying your first home can be exciting, but it can also be intimidating because of all the financial steps and real estate procedures you need to prepare for. Here’s what you need to know. Are you ready to buy a home? Going to open houses is one thing (albeit made more complicated with social distancing). … Read more

Neo Credit Card Review 2024

Neo Credit Card review

Neo Credit is one of the latest Canadian credit cards gaining popularity. With its low requirements, zero annual fees, average 5% cashback at over 10,000 Neo partners, and guaranteed 0.50% cashback on all purchases (subject to a $50 maximum), this card is an excellent choice for many. Without further ado, here is my Neo Credit … Read more

Home Trust Preferred Visa Card Review 2024

Home Trust Preferred Visa card review

Home Trust Preferred Visa card is a Canadian credit card that I have been using for years. With its low annual income requirements, zero annual fees, 1% cash back on all purchases in Canadian dollars, and no foreign transaction fees, this card is an excellent choice for me, and hopefully for you too. Without further … Read more

How to Eat Healthy while on a Budget

How to Eat Healthy while on a Budget

Saving money doesn’t mean that you have to resort to eating fast food or unhealthy food. Here are the best tips on how to eat healthy while on a budget! Use Flashfood to buy discounted grocery Flashfood is a free app that can help you tremendously when you are looking to eat healthy while on … Read more

Best No Fee Credit Cards in Canada

Best no fee credit cards in Canada

Are you looking for a credit card with no annual fees in Canada? These credit cards offer great benefits to their users without requiring that the users pay an annual fee upfront. Whether you are looking for cash back, travel rewards, insurance perks or more, you can certainly find one card that suits your lifestyle … Read more

How to Navigate Financial Emergencies: A Guide to Financial Resilience

How to Navigate Financial Emergencies

Financial emergencies can happen to anyone, regardless of their financial situation. Whether it’s an unexpected medical expense, a sudden job loss, or a major home repair, these unforeseen events can have a significant impact on your finances and create a sense of vulnerability. However, with careful planning and a proactive approach, you can navigate through … Read more

Personal Tax Credits You Can’t Miss

personal tax credits

Effective tax planning is a cornerstone of good financial management. To do so, you will want to take advantage of all the tax credits available to you. Here are 16 of the most common personal tax credits you cannot miss! Hello, my dear readers! For those of you who have visited the “About Me” section … Read more

9 Pieces of Misleading Canadian Tax Advice to Avoid

Misleading Canadian Tax Advice to Avoid

Misleading tax advice needs to be avoided at all costs. I worry about misleading tax advice circulating on the web. Tax advice has a direct impact on people’s financial welfare, but unfortunately, sometimes, tax tips are not thoroughly vetted. Here are some of the most common misleading tax advice for Canadians that I’d like to … Read more