How to Win the Lottery

How to Win the Lottery

Here are the best tips on how to win the lottery. Lottery, if played responsibly, can be a really fun and potentially lucrative thing to add to your life. Have you ever thought about how to win the lottery? Below are some great tips to help you increase your chances of winning the lottery. Want … Read more

9 Pieces of Misleading Canadian Tax Advice to Avoid

Misleading Canadian Tax Advice to Avoid

Misleading tax advice needs to be avoided at all costs. I worry about misleading tax advice circulating on the web. Tax advice has a direct impact on people’s financial welfare, but unfortunately, sometimes, tax tips are not thoroughly vetted. Here are some of the most common misleading tax advice for Canadians that I’d like to … Read more

How to Travel Cheap: Budget Travel Tips

How to Travel Cheap Budget Travel Tips

How to travel cheap is a question that many budget travellers have. Here are my top money hacks that I employ to help me save money while traveling. 1. Stay outside of city centres/popular destinations I saved a lot of money on hotels in London when I chose to stay in the suburbs instead of … Read more

8 Most Common Investing Pitfalls to Avoid

Most Common Investing Pitfalls to Avoid

Investing is an important part of your financial plan. However, you must be careful not to fall into any pitfalls. Below are some common investing pitfalls that you must look out for. 1. Investing more than what you can afford to lose Investing is inherently risky. After all, nobody can predict with 100% certainty whether … Read more

How to Avoid Bank Fees

How to avoid bank fees

Nowadays, many banks charge fees for having a bank account or using their services. Here are some tips and tricks on how to avoid bank fees. 1. Maintain a (slightly above) minimum balance Because banks charge fees even if you dip below the minimum balance for a day, it’s best to always have a balance … Read more

How to Build Wealth With a Low Income

Building wealth is almost everyone’s goal, but it might seem impossible, especially if you’re living on a low income. However, financial empowerment is within your reach with strategic planning and disciplined actions. Regardless of your paycheck’s size, there are effective ways to set yourself on a path toward prosperity. Whether looking to earn more through … Read more

How to Raise Credit Score by 200 Points

How to Raise Your Credit Score by 200 Points

Are you looking to increase your credit score? Here are the best tips on how to raise your credit score by 200 points. Let’s begin! 1. Know what your current credit score is If you want to raise your credit score by 200 points, the first thing you should do is to get to know … Read more

7 Creative Ways to Fund Your Spontaneous Vacation

If you’re dreaming of a spontaneous vacation, but you’re worried about your finances, you can fund your adventure without breaking the bank with some creativity and determination. Whether you want to cash in your credit card travel rewards, use loyalty points, or apply for a short-term loan from sites like My Canada Payday, there are … Read more

TFSA 101

TFSA 101

Today, I’d like to take this opportunity to demystify TFSA, a great savings vehicle that the government of Canada has provided to its residents since 2009. It is a vast topic, so I’d like to first focus on what this vehicle is and its benefits and common pitfalls. First thing first: What is TFSA? Nice … Read more

Ways to Make Money on the Side with a Full Time Job

Ways to Make Money on the Side with a Full Time Job

Do you have a full-time job but are still looking to make money on the side? You are not alone. Nowadays, 1 in 3 Americans has a side hustle. More and more people are looking for ways to supplement their full-time income, or to have something extra to do while making some additional dollars. Here … Read more