How to Avoid Bank Fees

How to avoid bank fees

Nowadays, many banks charge fees for having a bank account or using their services. Here are some tips and tricks on how to avoid bank fees. 1. Maintain a (slightly above) minimum balance Because banks charge fees even if you dip below the minimum balance for a day, it’s best to always have a balance … Read more

TFSA 101

TFSA 101

Today, I’d like to take this opportunity to demystify TFSA, a great savings vehicle that the government of Canada has provided to its residents since 2009. It is a vast topic, so I’d like to first focus on what this vehicle is and its benefits and common pitfalls. First thing first: What is TFSA? Nice … Read more

4 Simple Ways to Reduce Your Monthly Expenses

Simple Ways to Reduce Your Monthly Expenses

Times are tough for a lot of people. Unemployment and underemployment are prevalent problems for a lot of people these days. As the pandemic shows no signs of slowing down, people are finding themselves in some dire financial straits. Even if you are working full-time and seem secure in your job, it is always a … Read more

Top 10 Ways to Save on Energy Bills

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Saving money on your energy bill is an easy task if you take the time to make a few changes. The most important one that you need to make is to be more aware. Leaving lights on, for instance, may seem trivial, but it does have an impact on the bill. Having the TV on, … Read more

How to Grow Bean Sprouts for Pennies at Home

Wondering how to grow your own bean sprouts for pennies at home? This blog post will provide a simple step-by-step guide on how to grow this crunchy and nutritious vegetable at home, with virtually no hassle! Bean sprouts are a versatile ingredient that can be used in many dishes: salads, Vietnamese pho, stir-fried noodles, you … Read more

Frugal Living Tips: Use Them to Save Money and Pay off Debt

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Whether you are thinking about paying off debt, saving money, reaching financial goals, or simply adopting the mindset of living a frugal life, these best frugal living tips will help you on your journey. What does frugal living mean? Simply put, frugal living is living with intention. You prioritize spending money on things that matter to you … Read more